Libertarian non-solutions

Association Health Plans are still a bad idea

You're probably better off with no insurance at all:

These types of plans were nixed under the Affordable Care Act, which required all insurance policies to contain 10 essential benefits and disallowed so-called “skinny” plans that provide little beyond basic catastrophic coverage, if that.

Association health plans were green-lighted again under an executive order signed by President Donald Trump in October 2017, which was seen by many as a way of undermining former President Barack Obama’s ACA. But the plans also come with a host of caveats. They make some observers nervous because in the past association health plans have produced substandard policies that left some patients with big bills or skyrocketing premiums.

All insurance "pools" are a rarefied version of a Ponzi scheme, but these association health plans are even more so. There's simply not enough money in the pot to pay off all the losers if there's even a slight bump in the percentage of catastrophic health treatments, and the fact these "skinny" plans don't cover well care visits or other prophylactic measures actually increases that likelihood. Instead of fast-tracking boondoggles like this, which will likely only be tempting to those who make over the ACA subsidy threshold, the NCGA should be expanding Medicaid to cover those in the gap. And before approving AHPs, they need to wait and see how the courts and Federal government decide this issue:

Libertarian candidate drops out, endorses Republican opponent

And his state party is not very pleased with this decision:

Members of the Libertarian Party expressed disappointment after Ethan Bickley, a Libertarian candidate running for the District 9 seat in the North Carolina Senate, announced Wednesday he has decided to endorse the incumbent in the race, Sen. Michael Lee, a Republican seeking re-election to a third term representing most of New Hanover County.

Brent DeRidder, the vice chairman for North Carolina’s Libertarian Party, expressed his disappointment at Bickley’s decision. “We fight hard against the idea that we’re Republican-light or Conservative Democrats,” DeRidder said in an emailed news release. “Libertarians have a distinct ideology. It’s disappointing when any Libertarian endorses big government, but it’s particularly painful when it comes from a Libertarian candidate.”

Yeah, I'm not so sure about that "distinct" ideology. Every Libertarian I talk to seems to have a different idea of what the party stands for. They used to talk about open borders, but I haven't heard that in a while, probably because they know it won't play with Trumpites. They also used to talk about marijuana reform, but now that everybody else seems to be talking about it, it's not fun anymore because they're supposed to be "different." Back to Bickley, and a comment that got my conflict-of-interest antennae waving:

The Winston-Salem Journal embarrasses itself

Endorsing Libertarian candidate Gary Johnson for President:

For months, we here at the Journal editorial board wrestled with this endorsement. For most of that time, we looked at Democratic candidate Hillary Clinton and Republican candidate Donald Trump. But as the weekly revelations ripped away any hopes we held for finding the “better angels of their nature,” confirming our belief that neither is fit to be president of our still-great land of Lincoln, we began to look harder at Johnson. We refused to let the powerful party behind either Clinton or Trump push us into a bad choice simply because the parties could do no better.

Not to demean the character of Abraham Lincoln, but if you had published that quote in 1865, the newspaper would have been burned down before the next sunrise. For all the editorial board's blathering about Johnson's virtues, this decision had already been made for them by their big brother up in Richmond:

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