ALLOW THE POST OFFICE TO GET BACK INTO THE BANKING BUSINESS: A robust postal banking system is a development that progressives, and the American Postal Workers Union, have long favored. Many Americans, especially those in lower income and minority communities, don’t trust the financial system or don’t have easy access to it. “One in four American households is unbanked or underbanked, including half of all Black households,” notes the Save the Post Office Coalition. “This leads to costly alternatives that function as a lifetime tax on accessing your own money.” The American Postal Workers Union negotiated a banking pilot program in its 2016 contract, but the previous postmaster general declined to act on it. When DeJoy came in, the union redoubled its efforts and persuaded him to give it a shot. Of course, any significant expansion would require legislation. Which means — all together now! — that Congress needs to make itself useful. Sen. Kirsten Gillibrand, D-N.Y., has been championing postal banking for a few years. As part of its agenda, the Save the Post Office Coalition wanted Congress to include a more expansive test program in the appropriations for the 2022 fiscal year. This is a great idea, and could improve the quality of life for many.